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Recover of Diminution in Value for First Party Property
Last updated by MEI on 01/30/2013 08:42 AM (Read: 442 times)
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Retaining Wall Failures
Last updated by MEI on 01/07/2012 06:14 PM (Read: 10950 times)
How many times have you passed a beautiful residential develop-ment or home and noticed a retaining wall that is starting to tilt or has failed. You may often wonder why these sorts of problems occur and what can be done to prevent them. Remember that retaining walls provide lateral support to vertical slopes of soil, which would otherwise collapse into a more natural shape if the soils were not restrained.
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DENIAL OF CLAIMS AND REJECTION OF PROOFS OF LOSS
Last updated by MEI on 02/17/2007 11:14 AM (Read: 9746 times)
The following was a presentation at the February 2006 Southern Loss Association Luncheon. The presentation was given by Paul W. Burke, a partner at the law firm of Drew, Eckl & Farnham, LLP - Atlanta, GA
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Why Would I Use a Language Service Company?
Last updated by MEI on 08/31/2006 08:55 PM (Read: 1808 times)
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Excessive Carpet Filtration/Staining-Burned Insulation
Last updated by MEI on 07/11/2006 09:54 PM (Read: 2632 times)
Carpet filtration (i.e. filtration soiling) is a well known phenomenon by carpet manufacturers and carpet cleaners. The evidence of carpet filtration is the grayish staining around exterior baseboards, the edge of stairs, and under doors that remain closed most of the time. When air is forced into a room, the air usually escapes at these locations through the carpet. The carpet acts like a filter that traps the particulate matter in the air. The particulate matter usually is smoke, grease, pet hair, dirt, etc….
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Dispute Resolutions and Residential Construction
Last updated by MEI on 06/05/2006 09:58 PM (Read: 6590 times)
Alternative Dispute Resolutions and Residential Construction Defects
The Georgia Contractor’s Relief Act of 2004
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Mold Tips
Last updated by MEI on 04/13/2006 04:05 PM (Read: 4314 times)
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HISTORY OF SOUTHERN LOSS ASSOCIATION
Last updated by MEI on 03/29/2006 10:52 AM (Read: 20245 times)
History of the Southern Loss Association
1957 – 1998
Written by J.F. Hardman
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Disaster & Recovery - Are you Prepared?
Last updated by MEI on 03/28/2006 09:43 AM (Read: 1700 times)
Article submitted by
Don Kurdy, Commercial Loss Division, Operations Manager
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The Role of Fire Prot. Engineer in Fire Loss Invest.
Last updated by MEI on 03/01/2006 07:42 AM (Read: 1891 times)
More and more, fire protection engineers (FPEs) are called on to act as the primary investigator of fire losses. FPEs have historically been regarded as special experts, retained to analyze code issues, investigate fire protection system failures, and support cause-and-origin experts. However, recognition by the fire investigation profession of the broad expertise of FPEs has led to a more central role. For example, NFPA 921, Guide for Fire and Explosion Investigations, places FPEs at the top of list within the field of fire science and engineering. It describes the field of fire protection engineering as encompassing “all the traditional engineering disciplines in the science and technology of fire and explosions.”
FPEs deal with ignition sources and materials, fire dynamics, fire detection and suppression systems, building and fire codes, fire test methods, fire performance of materials, computer fire modeling, failure analysis, and more. With such a broad skill-set, it is no surprise they are the first experts contacted more frequently by insurance adjusters and attorneys handling fire losses.
The courts are also a driving force of this new trend. The courts are challenging and excluding expert testimony with greater frequency based on an expert’s knowledge, skill, experience, training, and education. Many fire investigators are finding it difficult to qualify as cause-and-origin experts. Attorneys realize that it is risky to rely solely on a basic cause-and-origin investigator to offer opinions on issues related to ignition, fire growth and spread, and even fire detection and suppression system performance- issues that are often central to even the most basic cause-and-origin investigation.
It is clear that FPEs play an important role in various aspects of fire loss investigation. A discussion of some specific examples follows.
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Making the Most of Recall Information
Last updated by MEI on 02/14/2006 08:02 AM (Read: 1785 times)
Your day in the office is shaping up like most every other day. You have just been assigned as many claims as you can effectively manage! But one of your new claims is a total fire loss, and your policyholders claim the fire started near their new toaster oven that was purchased sometime last year. "Hmmmm," you wonder…"could there be subrogation potential associated with this fire?"
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The How and Why of Lightning Analysis
Last updated by admin on 01/02/2006 01:02 AM (Read: 3808 times)
Since 1977, A.C.E., Inc. has investigated the causes of fires, failures, and accidents in a multitude of circumstances. A.C.E. is a State of Georgia certified engineering firm that offers professional service in the fields of fire science, and electrical/mechanical failure analysis. Clients are provided with an investigation, analysis, and conclusion from physical evidence based on engineering principles. Our professional results have brought us credibility and respect from insurance adjusters, underwriters, lawyers and judges which is reflected through repeat clients.
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